Author Topic: Store Credit cards  (Read 68 times)


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Store Credit cards
« on: April 28, 2020, 08:03:49 pm »
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Store Credit cards
« Reply #1 on: May 26, 2020, 12:33:03 am »
Why do you think that is?

A theory I have, which is rather extreme, but I think it has some truth to it, is this: I believe it may be easy for anyone to get credit cards because they can make more money if you just pay the minimum payment per month and charge late fees out the wazoo.

It has already been stated in this documentary that credit card companies make a lot more money than they used to make in late fees and other penalties, too much money in my opinion. I think a way to do this is by targeting people with marginal to low credit; its a hell of a lot easier to charge the late fees for someone who cant make their payments per month.

Also, theres a little place called FDIC that helps if a customer doesnt pay at all.

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